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So i decided to chat with Cap One to see if I am in their Credit Steps program since i am rebuilding i was sure that I am. My opening CL is $300.00 I asked what it will be after I complete the program and he told me it will be $500.00. How soon after I complete the program and go from 300 to 500 should i asked for a higher limit? Should i do an immediate recon?
You cannot reco a CapOne SL. But, you can request a CLI after the 3rd statement cuts.. a LOT of people are successful
@fltireguy wrote:You cannot reco a CapOne SL. But, you can request a CLI after the 3rd statement cuts.. a LOT of people are successful
I can do that even being in this program?
Yes.
@Justagirl73 wrote:Yes.
Awesome I didn't know that. Thank You
Recently the cli before credit steps haven't been overly generous. I've seen $100 to $300. I would definitely take what the offer because after credit steps, you have to wait 6 months before another cli.
@Cheryla18 wrote:So i decided to chat with Cap One to see if I am in their Credit Steps program since i am rebuilding i was sure that I am. My opening CL is $300.00 I asked what it will be after I complete the program and he told me it will be $500.00. How soon after I complete the program and go from 300 to 500 should i asked for a higher limit? Should i do an immediate recon?
You are able to request a CLI after the 3rd statement or at your 3 month aniversary, which ever is later. So a lot of folks put heavy usage on the card for the first 3 months then request a CLI. If your approved for a CLI, you still get the credit steps increase.