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Talked with Cap One about Credit Steps...

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MrsCHX
Valued Contributor

Re: Talked with Cap One about Credit Steps...

At my 4th statement my limit went from $300 to $800 with hitting the CLI request online. At credit steps I went from $800 to $1300. 

 

This was the same on two cards (Platinum and QS1...my Platinum is now a QS) and both had originally said it would be $500 after 6 months.

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
Message 11 of 15
EAJuggalo
Established Contributor

Re: Talked with Cap One about Credit Steps...

What they tell you is the minimum they will raise you after credit steps.  Mine went from $500-$1500 after 3rd statement-$2000 after credit steps.  They only told me a $250 increase with credit steps.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 12 of 15
Anonymous
Not applicable

Re: Talked with Cap One about Credit Steps...

I got my QS1 credit steps in Sept 2015 for $500. I never could get a CLI but it went to $750 after 5th or 6th statement. Then I consistently charged it up and made large payments. In November 2016 the limit auto increased to $3,750! I also just PC'd it to the regular QS with no AF. So, treat it right & it will grow.
Message 13 of 15
Anonymous
Not applicable

Re: Talked with Cap One about Credit Steps...

I just called Capital One regarding credit steps was told I couldn't join. I also asked if they graduate the secure card and was told nope. Was offered to app for another card. I told the CSR I thought you couldn't do another app for 6 months. She said I could if i wanted to. I think ill just get rid of the card since it only has a $200 limit and will never grow. Maybe in Dec ill app for the QS.
Message 14 of 15
Cheryla18
Established Contributor

Re: Talked with Cap One about Credit Steps...

Thank you all so much!!  I love myFico and have recommended it to several people. You all are the best!!

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
Message 15 of 15
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