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Target APR Reduction Anyone

Established Contributor

Target APR Reduction Anyone

Got some notices in my Pageonce phone app and one in particular caught my eye. The beginning of it read, "Your APR was changed." When I logged in to the app my full notification was, "Your APR was decreased by 2.34%."


Logged into my Target account and the following note was on my statement, "Annual Percentage Rate (APR) Lowered
Good news -- after a recent review of your account, we've lowered your APR. Your lower APR is in effect now and you can see it on this statement. Thanks for using your REDcard®!"



Anyone else have a lowered APR?  I'm still at a CL of $1000 which I am ok with because Target is my kryptonite ... if they increase i will use it all.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700

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Senior Contributor

Re: Target APR Reduction Anyone

yea, sometime last year they dropped my APR by about 2% as well.  i found it pretty amusing.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
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