Target RedCard CLI's and CLD's

[NoMoreE46]

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@silver_idle wrote:

Despite it being automatic, have anyone tried requesting a CLI from target in the last 90 days?

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There's no way to request an increase.

[RehabbingANDBlabbing]

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@Physh1 wrote:

I logged in this morning to pay my Target card & noticed a new limit of $13,500 up from $13,000...

Little bump...

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Did your statement cut recently? They have been doing soft on my Experian during September. My statement cuts on the 25th.

[Physh1]

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@RehabbingANDBlabbing wrote:

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@Physh1 wrote:

I logged in this morning to pay my Target card & noticed a new limit of $13,500 up from $13,000...

Little bump...

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Did your statement cut recently? They have been doing soft on my Experian during September. My statement cuts on the 25th.

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I don't check my soft pulls but my statement cut on the 11th & I got a letter from Target about my increase dated 11/11/2020.

This is my first increase since 12/11/19...I had been recieving $3000 cli's every 6 months until then.

[missji]

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@AverageJoesCredit wrote:

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@missji wrote:

My 8th statement just cut and I'm still at the starter limit they gave me of a whopping $200. LMBO. I have not updated my income since July so I just did that today. I spend between $50-$150 on it each month but I always PIF. One thing I noticed in some other threads is that people recommend letting a small balance report each month. It's just hard for me to do because I'm always like, leaving a $20 balance seems so silly. But I guess I will try it for the next few months to see what happens. If it isn't increased after a year, I'll just stop looking for it.

Interestingly, TD Bank gave me a Target card with a $200 limit in April but then gave me a Nordstrom card with a $1,500 limit in September. Go figure...

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They probably figure you need at least that much to buy a $100 tshirt

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You're probably right! LMBO

[MeN5]

@Anonymous today is the day huh. Last year I got nothing for the holidays we will see in about 4 hours good luck

[Anonymous]

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@MeN5 wrote:

@Anonymous today is the day huh. Last year I got nothing for the holidays we will see in about 4 hours good luck

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@MeN5 I wish you luck! I woke up this morning to a statement cut and a $500 CLI Hoping you see a similar result!

[MeN5]

@Anonymous Oh so you're statement cuts on the  26th in the morning mine is usually around 10 pm

[Anonymous]

Correct - mine usually cuts around 3am EST. 

[MeN5]

@Anonymous how much did u put through this last statement period? I haven't had an increase since may of last year. 

[Anonymous]

My statement in September cut with a zero balance. I decided not to PIF before or after the statement cut for the last two months to see if I could draw an increase out of them. It cut at $363 this morning. I spent probably $775 in the last two months, and paid off enough to get down to just under 10% for the statement cut this morning. Whether the rolling over of the balance triggered it, or if they planned to increase me today already (my last two CLIs were right before thanksgiving the last two years), I don't know, but the increase came today.