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Target is double reporting my store card. It looks like it happened when they switched to the chip. I had a 30 day back in 2015 so now it looks like i have two accounts with a 30 day. Anyone know who I contact to get this fixed? It appears I have to purchase an Equifax report to do a dispute that I cant dispute from myfico monthly report. I would rather not spend $20 to get a report. I dont think I have a free report to use yet either.
If the upgrade was versus recent, the old card should fall off in a statement or two.