cancel
Showing results for 
Search instead for 
Did you mean: 

Target red card

tag
Anonymous
Not applicable

Target red card

Can I use my Target card for the 5% off then go to service desk and pay the balance off with a credit card, thus earning another 2%? I'm assuming Discover does not consider them a department store- that would be too good with their 5% category coming up soon. 

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Target red card


@Anonymous wrote:

Can I use my Target card for the 5% off then go to service desk and pay the balance off with a credit card, thus earning another 2%? I'm assuming Discover does not consider them a department store- that would be too good with their 5% category coming up soon. 


As far as I know, you can't use a credit card to make a payment on another credit card. You could always try it and report your findings to us. Thanks in advance!

Message 2 of 8
sarge12
Senior Contributor

Re: Target red card


@Anonymous wrote:

Can I use my Target card for the 5% off then go to service desk and pay the balance off with a credit card, thus earning another 2%? I'm assuming Discover does not consider them a department store- that would be too good with their 5% category coming up soon. 


Pay target with discover...pay discover with visa...pay visa with mastercard...oh if only we could, this forum would explode. No, jimmer, I dont think so.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 3 of 8
NRB525
Super Contributor

Re: Target red card


@Anonymous wrote:

 I'm assuming Discover does not consider them a department store- that would be too good with their 5% category coming up soon. 


I think you would have to try using the Discover in Target during Q4, then see how the transaction posts to your account. it might code for the 5% bonus.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 8
Anonymous
Not applicable

Re: Target red card

unfortunately you cant do that. You must enter a pin number when making a payment! how cool would that be though? 

Message 5 of 8
longtimelurker
Epic Contributor

Re: Target red card

 

Practical ways of doing that sort of thing is what manufactured spending is all about.

 

But just for saving at Target, if you don't need credit card protection on the purchase, buy discount cards:

 

https://www.giftcardgranny.com/buy-gift-cards/target/

 

With a 2% card to buy the gift card, you are getting 6-8% off.

 

 

Message 6 of 8
Anonymous
Not applicable

Re: Target red card

I need to get something this week so I'll test it and will let you all know how it goes. I vaguely remember having to use my pin last time I paid my charge at the service desk using my debit. 

Message 7 of 8
SunriseEarth
Moderator Emeritus

Re: Target red card

AFAIK, you can use debit cards but not CCs to pay at Target.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.