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Targeted 6.99% Pay Over Time on PRG

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bch238
Regular Contributor

Targeted 6.99% Pay Over Time on PRG

My wife received a targeted offer on her PRG:  6.99% for the next 12 months, then reverts back to the standard APR. She never carries a balance, but she has Pay Over Time option activated on her card.  It was easy to accept the APR offer online.  I didn't get a similar offer on my Platinum.  Anybody else?

 

FICO Scores (MARCH 2016): EQ 829; EX 825; TU 828
AmEx BCP $25,000; AmEx Platinum (NPSL); Barclaycard JetBlue Rewards $5,000; Bank of America Cash Rewards $27,500; Chase Sapphire Preferred $33,700; Chase Marriott Rewards Premier $15,000; Chase Freedom $12,000; Citi Prestige $30,500; Virgin America Premium $25,000; The Home Depot Card $20,500; Capital One Platinum $15,000
Message 1 of 10
9 REPLIES 9
Imperfectfuture
Super Contributor

Re: Targeted 6.99% Pay Over Time on PRG

Need more specs from wife profile for data points realization.
Signature needs updating
Message 2 of 10
elim
Senior Contributor

Re: Targeted 6.99% Pay Over Time on PRG

sweeeeeet!  Who would touch the 18% anyway. I doubt they have many charge card holders revolving balances.

 

congrats to DW

Message 3 of 10
bch238
Regular Contributor

Re: Targeted 6.99% Pay Over Time on PRG


@Imperfectfuture wrote:
Need more specs from wife profile for data points realization.

FICOs in high 780s-790s.  Amex member since 1988.

FICO Scores (MARCH 2016): EQ 829; EX 825; TU 828
AmEx BCP $25,000; AmEx Platinum (NPSL); Barclaycard JetBlue Rewards $5,000; Bank of America Cash Rewards $27,500; Chase Sapphire Preferred $33,700; Chase Marriott Rewards Premier $15,000; Chase Freedom $12,000; Citi Prestige $30,500; Virgin America Premium $25,000; The Home Depot Card $20,500; Capital One Platinum $15,000
Message 4 of 10
Anonymous
Not applicable

Re: Targeted 6.99% Pay Over Time on PRG


@bch238 wrote:

@Imperfectfuture wrote:
Need more specs from wife profile for data points realization.

FICOs in high 780s-790s.  Amex member since 1988.


Very nice.  More of a Peace of Mind thing than anything else. Still cool!

Message 5 of 10
elim
Senior Contributor

Re: Targeted 6.99% Pay Over Time on PRG


@bch238 wrote:

@Imperfectfuture wrote:
Need more specs from wife profile for data points realization.

FICOs in high 780s-790s.  Amex member since 1988.


    Hey that gives me hope...  In 26 years I may get the offer.   Smiley Tongue

Message 6 of 10
itsmemikeyg
Valued Member

Re: Targeted 6.99% Pay Over Time on PRG

I got this same offer and it also came along with 10k sign up bonus MR points, had an invite code and all... Member since 2005. I signed up last week and the points already show pending. Thanks American Express!

American Express Premier Rewards Gold Card / American Express Blue 30K / Discover It 33.5K / Bank of America Cash Rewards 16K / Citi Diamond Preferred 10.3K / Chase Freedom 10K / Chase Marriott Rewards Premier 5K / Best Buy Card 2.7K / Chase Slate 2.5K / Chase Freedom 1K
Message 7 of 10
score_building
Senior Contributor

Re: Targeted 6.99% Pay Over Time on PRG


@itsmemikeyg wrote:

I got this same offer and it also came along with 10k sign up bonus MR points, had an invite code and all... Member since 2005. I signed up last week and the points already show pending. Thanks American Express!


Bingo. Don't accept POT without bonus offer, ever.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 8 of 10
Anonymous
Not applicable

Re: Targeted 6.99% Pay Over Time on PRG

Even though it's temporary, it's still a sweet interest rate.
Message 9 of 10
bch238
Regular Contributor

Re: Targeted 6.99% Pay Over Time on PRG


@itsmemikeyg wrote:

I got this same offer and it also came along with 10k sign up bonus MR points, had an invite code and all... Member since 2005. I signed up last week and the points already show pending. Thanks American Express!


Wow, nice!

FICO Scores (MARCH 2016): EQ 829; EX 825; TU 828
AmEx BCP $25,000; AmEx Platinum (NPSL); Barclaycard JetBlue Rewards $5,000; Bank of America Cash Rewards $27,500; Chase Sapphire Preferred $33,700; Chase Marriott Rewards Premier $15,000; Chase Freedom $12,000; Citi Prestige $30,500; Virgin America Premium $25,000; The Home Depot Card $20,500; Capital One Platinum $15,000
Message 10 of 10
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