Congratulations on your credit improvement! I hope you have similar luck on your daughters files.
Yes, having collections, no matter how old they may be, removed from your reports, can give you a huge increase in scores. Super congrates on having these removed!!
I also agree with you that schools should do more to educate young people on the proper use of credit and how to read and correct credit reports.
Good luck to you.
BTW...I had no problem reading your post and this can be a difficult forum to post on...thanks for taking the time to share your experiences!!!