Thank you for choosing DCU for your credit card needs!

[Stephen_Dashman]

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@zerobacan wrote:

Congrats!

your scores are kinda like me, and your limits too and your inqs

what is your utilization and do you have any baddies in the past?

 i have a 60 days late and 2 30s from october november 2011.

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Thanks everyone~!

zeobacan - I think I was at 9% utilization when I applied. have quite a few baddies on student loans all of the above days late..lol especially from 2008 also an unpaid collection from that time also. I think I've heard of DCU being more lenient on some baddies being aged a bit.

[dddewdrop]

Congrats. I have a DCU branch like an hour away and I am about to start a new part time job and have been considering direct depositing my paycheck there and have also beeon considering applying for a Creditbuilder loan through then seeing as my credit needs some building.

[ObeyJohnny12]

Congrats! Nice cl as well.

[Stephen_Dashman]

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@dddewdrop wrote:

Congrats. I have a DCU branch like an hour away and I am about to start a new part time job and have been considering direct depositing my paycheck there and have also beeon considering applying for a Creditbuilder loan through then seeing as my credit needs some building.

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I was looking at that creditbuilder loan not too long ago but I'm probably ok for now. Not really that close to a branch here in MN but really liking them anyway!

[Stephen_Dashman]

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@ObeyJohnny12 wrote:
Congrats! Nice cl as well.

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Thank ya. I was thinking 2000 would be pretty nice but would probably be under or it wouldn't happen but 3200 whoo hooo!

[zerobacan]

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@Stephen_Dashman wrote:

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@zerobacan wrote:

Congrats!

your scores are kinda like me, and your limits too and your inqs

what is your utilization and do you have any baddies in the past?

 i have a 60 days late and 2 30s from october november 2011.

---

Thanks everyone~!

zeobacan - I think I was at 9% utilization when I applied. have quite a few baddies on student loans all of the above days late..lol especially from 2008 also an unpaid collection from that time also. I think I've heard of DCU being more lenient on some baddies being aged a bit.

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Thanks buddy! I will see my chances with them later this year