Oh well, if this holds to be true, it is what it is. XXid I started with secured in March . I still have the one $600 secured card in ny siggy. It's a start. I cancelled my other secured cards in November/December 2013.
(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
Which thread is that
What's the link to your thread
@@xXIDaShizIXx,
I called and they said they (credit department) needed to verify two creditors from my credit report. This is the same process as before when I was denied 
. She did offer up (unsolicited) that it wasn't giving her a decision. By it, I assume she means credit scoring/approval system. She said I would receive a decision in 7-10 days or I could call back in anytime for a status. All that sounds far too familiar 
I guess it beats a flat out denial. I'm down to one paid CO (15 months) on Equifax so we'll see how that 2 year rule holds out this time. Good luck to you.
Based on my conversation, it would appear that you haven't been denied because the credit department told me it didn't give her a decision. Now she could have not wanted to deal with an angry customer (not that I am) and just gave me the line to get me off the phone, but I think there is no decision and it requires a manual review in my case. This is most likely due to 15 month old CO. In your case, maybe they don't need to verify information because you have no negatives.