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@Anonymous wrote:
I am totally up for this challenge.
I went through a crazy app spree in 2007, and now I am getting rid of cards.
I vow not to app until May of 2009, with the stipulation that my score must be 760 or greater! If I do not meet the FICO score requirement then I will continue my pledge until I have reached my goal!
I have 19 open CC's and plan to have cut 10 over the next year.....already ditched 4! ALL CC's PAID IN FULL!! WOO HOO!
There is too much clutter in my desk!
@Anonymous wrote:
Okay question......I would like to get DH a car for Christmas. Would I break my original post and be forbidden from this spot if I pay half cash and finance the rest? If so I guess I will have to wait till his birthday. June 2009. (maybe 760 by then)
@Anonymous wrote:
I am totally up for this challenge.
I went through a crazy app spree in 2007, and now I am getting rid of cards.
I vow not to app until May of 2009, with the stipulation that my score must be 760 or greater! If I do not meet the FICO score requirement then I will continue my pledge until I have reached my goal!
I have 19 open CC's and plan to have cut 10 over the next year.....already ditched 4! ALL CC's PAID IN FULL!! WOO HOO!
There is too much clutter in my desk!
BTW only installment loan is a student loan. I have never financed a car. Always paid cash, usually from auction but last July got a brand new Mazda for my birthday....from DH. REALLY WANT TO RETURN THE FAVOR!!!!
My name is MidnightVoice and I have not applied for credit this year.
Timothy wrote:My Name is Timothy and have not applied for credit in 25 days.