@Anonymous wrote:
@kdm31091 wrote:I think it's fun that Discover has so many designs to choose from, and I'm surprised other issuers don't do something like that. I know a lot of consumers probably don't care much, but it would be nice if issuers at least offered a range of colors for each product.
That's definitely a niche that Discover holds well and seemingly no one else has attempted to embrace. Another that I used to think was sort of cool was the ability to upload an image to Capital One and have it displayed on your card, completely personalizing it.
I forgot this was a thing. I tried it with my QS1 and it went through the initial change. Still waiting on an image approval. When I tried it on my regular QS it didn't allow it. Hmmm?
Maybe because the QS1 was PC'd from a platinum?!
The Uber card's cell phone insurance came in handy for me already (only had the card for 4 months!). I was planning on moving my cell bill over to the USB Cash+ 5% category this cycle, but the unforeseen happened with my youngest DD's cell phone... dropped on pavement and destroyed the screen, rear camera, and flash. Luckily, I had been putting the cell bill on Uber mainly to ensure I get to the $5000 threshold for the $50 streaming bonus (another great perk from Uber).
Needless to say, repaired the phone at the Apple store and submitted my claim online the same day. In about a week, I had a check for the total bill minus the $25 deductible. Not bad. So the cell bill stays on Uber for piece of mind from now on!
@longtimelurker wrote:
@staticvoidmain wrote:Yeah, Capital One allows custom card design. I change it every so often with photos of my cat even though I don't use it as much.
Anyway, one feature I like is Amex's tight integration with Google Pay (probably Apple too, I wouldn't know). Whenever the card is used, be it physical, online, or with Google Pay directly, Google notifies me immediately with the amount. I wish other banks do it.
Yes, Amex does the same on SP.
Talking of which: since you would only usually do it just once, not a major deal breaker, but it is strange where some banks require you to call before you can the card to a mobile wallet. My daughter just got her US Bank Altitude Reserve and thought that there must be something wrong when the only option to add was to call the bank! I think the Sync Paypal also required a call. Most banks can just send a text which at least SP automatically intercepts.
AMEX sends similar notifications when Apple Pay is set up. At one point, the AMEX app prompted me to set up notifications, so I did. The result was being notified twice for every transaction. 
Luckily, customer service was able to explain what was going on. I shut off notifications for new charges in the app, and all was well again.
I view notifications for each and every transaction to be important. I've spotted fraud because of them. I won't apply for a new card without coming here first to make sure the feature is offered and that it's viable and functional.
Another thing I want a card to do is show pending transactions in my online account. I never would have thought of this as a "feature" until I got the LL Bean Mastercard from Citi and found out that it didn't do this. Of course, the inability to display pending charges means no notification when a charge is made.
I also want to know which reward a transaction has earned. The LL Bean Mastercard doesn't offer this either. All that's offered is a rewards summary at the end of the month. If I make ten gas purchases and one of them only earns a 1% reward, isolating that charge is next to impossible.
@HeavenOhio wrote:@DoogieBall, when your image is approved, don't freak out when your online account displays your card's name as Platinum Mastercard, Visa Platinum, World Mastercard, etc. Because the system won't know how to display your image, it's going to display the Visa or Mastercard product name. Your card will still be a QS1 as it has been.
@Anonymous, my custom card displays as a World Mastercard. It's a Quicksilver.
That's good to know. I'm excited to see what it looks like. While I don't mind the standard QS1 or QS face, it's a cool idea. The only times I changed the image was when I first received the card using Cap1 stock images.
Would be funny if someone snuck in an Amex style pic as their custom. 