@SBR249 wrote:
@Anonymous wrote:Thanks everyone! I read about chase closing accounts of new users when they apply for other credit cards. How long until I would be safe? I do not want to go too fast! And since I already have a Fidelity card at 2% unlimited, I want rotating to max my rewards. And I travel a lot for work (I recruit teachers to come to Florida for my school district), so the propel really intrests me. However, I read early on there was a lot of people getting denied for it when it came out. Did they just start getting easier lately?
I'd say waiting 2 months after a Chase app is probably OK, 3 months if you are paranoid.
As for WF Propel, I don't know how strict their UW standards are. WF is my primary bank and I get solid APR pre-approval letters from them for the Propel card every 2 weeks or so it seems, it appears that they try extra hard to sell that stuff. I just hope they haven't actually already opened one for me behind my back.
Finally for the Chase Amazon card, maybe it's just because I'm logged in and already have one but I don't see any SUB GC offers on the webpage. I'd keep an eye on that webpage for good GC offers and pounce when it comes up. Alternatively, if you really only want a card primarily for Amazon shopping (so not Whole Foods), also consider the AmEx Business Amazon card. Same 5% CB at Amazon, maybe not many random offers like the Chase one but current has a $125 GC SUB and I've seen that as high as $150 in the past.
PS: btw, is it a hard sell trying to convince teachers to move down to FL? I would have thought the great weather would sell itself
Thanks for the imput. And It is very hard to recruit teachers to Florida. We are 46/50 states in teacher pay, bad benefits, right to work state (no unions allowed), and teachers work on 10 month contracts by law (i.e. you can be not renewed for any or no reason, so there is little job security). There is a growing teacher shortage in the entire country, Florida alone will be short 4,000 teachers next year. No one wants to be a teacher anymore for those reasons, and are no longer majoring in eductaion.
@Anonymous wrote:
Thanks for the imput. And It is very hard to recruit teachers to Florida. We are 46/50 states in teacher pay, bad benefits, right to work state (no unions allowed), and teachers work on 10 month contracts by law (i.e. you can be not renewed for any or no reason, so there is little job security). There is a growing teacher shortage in the entire country, Florida alone will be short 4,000 teachers next year. No one wants to be a teacher anymore for those reasons, and are no longer majoring in eductaion.
Sounds like you have your work cut out for you. Good luck! But I guess it's more opportunities for you to travel for work and earn those rewards 
@SBR249 wrote:
@Anonymous wrote:Thanks everyone! I read about chase closing accounts of new users when they apply for other credit cards. How long until I would be safe? I do not want to go too fast! And since I already have a Fidelity card at 2% unlimited, I want rotating to max my rewards. And I travel a lot for work (I recruit teachers to come to Florida for my school district), so the propel really intrests me. However, I read early on there was a lot of people getting denied for it when it came out. Did they just start getting easier lately?
I'd say waiting 2 months after a Chase app is probably OK, 3 months if you are paranoid.
As for WF Propel, I don't know how strict their UW standards are. WF is my primary bank and I get solid APR pre-approval letters from them for the Propel card every 2 weeks or so it seems, it appears that they try extra hard to sell that stuff. I just hope they haven't actually already opened one for me behind my back.
Finally for the Chase Amazon card, maybe it's just because I'm logged in and already have one but I don't see any SUB GC offers on the webpage. I'd keep an eye on that webpage for good GC offers and pounce when it comes up. Alternatively, if you really only want a card primarily for Amazon shopping (so not Whole Foods), also consider the AmEx Business Amazon card. Same 5% CB at Amazon, maybe not many random offers like the Chase one but current has a $125 GC SUB and I've seen that as high as $150 in the past.
PS: btw, is it a hard sell trying to convince teachers to move down to FL? I would have thought the great weather would sell itself
Florida has too many bad weathers 10months out of 12, summer heat and humidity are intolerable, sealevel rising is also a threat to its entire coast. run as fast as you can from it!.
