After waiting forever to get my FAKO this morning I received an email from CreditInform saying my FAKO based on my EXPERIAN is 722. I am not gettting excited over the number but the fact that I finally see a number, whatever that isas opposed to before where all i got was the message that i had a thin file.
I only have one card (Cap1 Secured) but its now close to 6 months old and that was my last app. Soon I will start getting ready for my first mini app spree. I hope I get AMEX
Thank you all on this board for showing a new comer to this country how to start building credit.
Hi,
Yes, I use it a lot since I am trying to stop using my mexican credit cards. Mostly internet purchases. I pay in full every month. I usually wait a week or two after my statement gets mailed and then pay in fuel so it reports with usage.
Ask as many times as you need, I have been there and the guys on this board have been great answering all my doubts.
By due date you mean the last day to pay the balance? if so then I use it on that same day
If you mean due date as the last day for the billing cycle then I try not to do it but I will use it any day since all i have to do is check my statement and pay in full what is shown in there.
Congratulations - you are on your way to building a good foundation.