Think I could get an approval from sears???

[Anonymous]

I am thinking of applying for credit at Sears.   I have always heard they are very difficult to get approval from so now I'm not sure if I want to risk the approval.

My EQ score is 680.  The summary says amount of credit -  good,    history- very good,    new credit - good,    length- great.   I now have no collections, last late was 3.6 years ago.  I was just reading some older post and how difficult they are.    I have a new mortgage 5/2009 and a new CU CC 12/2009.

TU is 710

EX ??

Any thoughts???

Thanks!!!

[Kris1228]

I would love a Sears card also, but i hear they are HARD to get so im scared to apply :-(     if i had to guess its prob Equifax... You can probably find out with a quick search. please post results if you apply

[Pushto700]

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@Anonymous wrote:

I am thinking of applying for credit at Sears.   Anybody know which CRA they pull from for Florida?  Thanks a bunch!!

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Sears - Citibank branded product, most assuredly Equifax (from recent experience). BTW- I am in CA. May be different in other parts of the country. Another Sears branded product I recently applied for (Home Depot) pulled Experian. So you never know.

[Anonymous]

Push,  do you mind if I ask if you were approved or not?  My EQ is 680, TU 710, and EX 660 (lender in November).

Thanks!