So I got the clear to close from USDA and sign closing documents, get keys, & take ownership on 9/3. I thought I would do a little app spree afterwards as I don't have much in terms of credit cards currently to get some more assistance. Currently I have the following: Capital One Secured - CL $300, FingerHut - CL $450, AU on Discover - CL $12,000. My utilization is 8%. I have 4 inquiries on my Experian & Equifax reports & 5 inquiries on my TransUnion. I have 2 CO's but both are 4 plus years old. You can see my 3 FICO scores in my signature below. I am thinking of doing an app spree for the following:
- Lowes Card - I need a refridgerator for my house was my thinking here
- Discover IT Card
- Barclay Card
- Chase Freedom
- Perhaps a Citi card?
What are everyone's thoughts on this plan?
Start: (4-21-13): EQ 560 (FAKO) TU 544 (FAKO) EX 549 (FAKO)
Current: (8-27-13): EQ 650 (FICO) TU 677 (FICO) EX 643 (FICO)
1st Goal: Purchase my first home (Done on 9/3/13)
2nd Goal: 700 across the board
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200