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Eq- 652 6 inq
Tu- 641 5 inq
Ex- 642 more than 5 inq
in your opinion is it worth the hard pull, do I have a chance for a CC?
also,
No collections on Eq, one on TU due to fall of this month, Ex 3 collection accounts. I have HSBC, Visa from my CU, Credit one, and 1st Premier. TIA
I'm in Ohio and Macy's pulled EX for me. EX appears to be your worst report in terms of collections and inquiries. I dont think I would chance it, but see how other members feel.
ETA: missing words
@let wrote:Eq- 652 6 inq
Tu- 641 5 inq
Ex- 642 more than 5 inq
in your opinion is it worth the hard pull, do I have a chance for a CC?
also,
No collections on Eq, one on TU due to fall of this month, Ex 3 collection accounts. I have HSBC, Visa from my CU, Credit one, and 1st Premier. TIA
Macy's pulls EX - the score is fine, but too many INQ's for app'ing. Wait until some INQ's fall off - then you should be quite fine to app. Be sure to app in-store. Do not app online.
I just closed my Macy's card. I was never going to use it again anyway. Interest rate is to high, and I'm a interest payer. I look for the best deals.
Cory
Macy's is the best store card there is. Kohl's is number two. Everything else is a distant third.
APR's don't matter if you PIF.
Locate CreditAddicts thread regarding Macy's GLI for some interesting commentary.
@creditwherecreditisdue wrote:Macy's is the best store card there is. Kohl's is number two. Everything else is a distant third.
APR's don't matter if you PIF.
Locate CreditAddicts thread regarding Macy's GLI for some interesting commentary.
Dell has been pretty good to me in the store card category, but of course Dell is not exactly a department store.