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I started today with:
1. A 500 dollar limit on my Cap One cash Rewards card
2. One last solitary baddie remaining on my Eq report for which I filed a dispute about last week.
3. ALL cards paid either off or down so far that total I have less than 5% util
4. Both TU and EX reports crystal clean. No baddies, no lates, no derogs at all.
At the end of the day:
1. A 1500 dollar limit on me Cap One Cash rewards courtesy of the executive office.
2. NO MORE BADDIE!! ITS GONE!! KAPUT!! OUTTA HERE!!! Just got the email alert from SW
3. ALL cards paid either off or down so far that total I have less than 5% util.
4 ALL REPORTS crystal clean, No Baddies, No lates, no derogs at all
and my inquires are super low too.
Now I am just sitting back waiting for them all to report so my score will go up up up like a rocket on the 4th of July.
That's great! Got any apps planned?
Great stuff! Congrats on your CLI and getting rid of your last baddie!
Congrats on your success!!
And love that cat!!
@sengpatt wrote:That's great! Got any apps planned?
Thanks all.
Funny you should ask that Sengpatt....(insert evil chuckle) I sure do...but not yet......gotta wait for ALL my cards to report their nicely lowered balances and then...
Amex BCE
Chase Freedom (I bank at Chase and have for years)
Discover IT
back into Garden
I am sure I will be asking strategic advice between now and app day though as well as the ins and outs of specific cards.
Til then, I ma sit back, and relax and just enjoy knowing I cleaned up one helluva huge mess and am finely done with clean up detail.
@eviLution wrote:
Congrats!!!
Doesn't it feel good to have clean reports!?!?
yes'm it sure does!!