@Anonymous wrote:
I received a pre approval for this card and was wondering if it's a good company to deal with. I'm pretty spoiled with my Discover and Citi cards as they have been excellent companies for me. I might want to do a balance transfer with it because my Capital One card has no rewards and will never be upgraded or provide a CLI. Then I could close CapOne. Do you like your Mercury card? What bureau did they pull?
I have had the mercury card since may. the interest is high. it gives 1 percent cash back and zero af.
I like the card because i am rebuilding and the sl wasnt bad.
before you go crazy looking for another card call discover because they have been giving people zero bt offers.
the mercury mastercard doesnt give bt's right away, at the 4th or 5th month you will see a pop up with a bt offer. their bt is 9.9 interest.
{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000
>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
