Time Between Cap1 SUBs?

Anonymous · ‎03-11-2019

Hello MyFico gurus,

Is there a set time between when a someone can get two SUBs from Cap1? I app'd for the QS today just to keep my foot in the door with Cap1 after closing my starter cards and I'm getting that $150 after $500 spent SUB within the next couple of days. However, there are some other interesting ones (Venture 50K, Savor $500) that I may want to go for in a while after my apps cool down. Is Cap1 somewhat strict like WF and Chase?

Thanks all!

simplynoir · ‎03-11-2019

I don't know if the same cards are churnable but other than the CapOne six month rule between apps/approvals I don't see why not.

Anonymous · ‎03-11-2019

@simplynoir wrote:
I don't know if the same cards are churnable but other than the CapOne six month rule between apps/approvals I don't see why not.

That's good to hear. I just didn't know if Cap1 had something like WF where you couldn't get another SUB 18 months or so after an initial one.

Meanmchine · ‎03-11-2019

3 HPs seems like alot of baggage to carry around for the next two years just for $500 especially since you just got dinged for 3

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

Anonymous · ‎03-11-2019

@Meanmchine wrote:
3 HPs seems like alot of baggage to carry around for the next two years just for $500 especially since you just got dinged for 3

True, maybe I'll just app for one and PC my QS to the other instead (if that route ever opens up in a year or so). My EX and EQ are pretty clean, but my TU took a beating this year. Next year I should be sitting pretty though. Who knows, maybe I'll just app for a better card from a different lender.

But it is a free $500