We live in such a video game reality TV world, where we almost have to justify WHY NOT
More, more, bigger, bigger and another just one MORE but the bottom line is one can only spend much, eat so much and do so much in life.
If the OP (like myself) wants to use /value his/her time & efforts on things other than CC collections more power to em and there isn't any big loss in doing so.
One can qualify for the best terms when applying for cars,homds etc without a Rolodex of CC accounts.
Our society has evolved to the point where so many ppl feel just about anything available fits most folks needs, which is ridiculous....
It always makes me chuckle at the number of ppl mostly with modest incomes and non high power careers but because of marketing they feel they HAVE TO have this phone, at this speed
Spending X% of their income chasing what marketing tells them to, then they cut back on quality food, retirement and college planning for their kids but that latest Bluetooth is a must😂 every 6 months
I say Congratulations!
Choose what works for you and more ppl need to be strong enough to get off the hamster wheel running where they tell (sell) the public.
Yeah, yeah....I know All the cards have a 'purpose' and that extra $1 per $100 comes in handy yada yada
At what 'cost' to remembering to juggle all that crap or even the mental gymnastics required to know when the use the 14th card vs the 11th ....to me that's worth something, my time energy and effort.
There was a poster, last week asking about which cards to purge from his stack of cards with 2k in AFs alone, really? In 2016, almost $200/mo in AFs basically because marketing and modern society has us stuck on silly.
