Ditch that bottom feeder now that you've got some heroes. Goodbye First Premier.
Starting scores: EQ 420, EX 421, TU 405 (Jan 2011) Bk Ch 7 Discharged Mar 2011 Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640 FICO Dream Scores: EQ 700+, EX 700+, TU 700+
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.
Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Close it!!!!!! it's costing you $84 a year and I'm willing to be you are not even using it with the variety of cards you have now..heck you probably don't even carry it in your wallet. It's done it's job and it will be there for up to 10 years as good credit and history. Right now you are throwing $84 bucks a year away
NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
Starting scores: EQ 420, EX 421, TU 405 (Jan 2011) Bk Ch 7 Discharged Mar 2011 Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640 FICO Dream Scores: EQ 700+, EX 700+, TU 700+
Be prepared to be offered no monthly fee for a year. I called last month to cancel and I just couldn't resist the offer. Now I'm gonna have to deal with them next year when I shoud have cut them out of my life. Stay strong, say "NO" and close it.
My Wallet: Best Buy Store ($750), Care Credit ($4000) GE Broyll Hill ($6000), Amex Green Card, Citi Dividend MC ($6800), Citi Thank you Preferred ($9800), Amazon Store Card ($2500), Victorias Secret ($1550), Kohls ($600), AF ($1300), Crate and Barrel ($4750) Discover Miles ($5000), Blue Cash Everyday ($3000), Walmart Discover($5800), Target ($500), Blue Cash Preferred(2000) and Chase Freedom($3000), Amex Gold Delta (9200).
Be prepared to be offered no monthly fee for a year. I called last month to cancel and I just couldn't resist the offer. Now I'm gonna have to deal with them next year when I shoud have cut them out of my life. Stay strong, say "NO" and close it.
I agree with KG, today I got an unsolisited pre approved offer from First Premier for a Platinum Mastercard with a $700 CL, $175 AF & $525 initial credit line.... That junk is going in da shredder for sure, I'm not falling for that scam! CLOSE those Scam Artists!!!
