I agree with the others, wait until that utilization is well below 30%.
Also, DO NOT play around with the AMEX prequal tools in the weeks leading up to your apps, meaning from today forward. Do not do anymore prequalification checks with AMEX. Plenty of reports about people getting nice SUB targeted offers like this, then AMEX says “Sorry, you did a prequalification check which took away this SUB. Too bad, so sad ( that’s you ) “.
Believe, trust that, you will get the card when utilization comes down, and stay away from prequal. Clear?
You can expect a $1k starting limit. Maybe $2k. Sorry, but that’s just how AMEX is going to look at your limited credit amounts. But that is no reason to avoid the card. CLI will grow, after you get the card.
GL. Let us know results.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765