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Today or tomorrow? AMEX CLI

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Re: Today or tomorrow? AMEX CLI


@dhi wrote:

@MontegoMack wrote:

Last CLI request granted was 8/7/18.

 

Do I make the request today at 180 days or tomorrow at 181 days?**

 

 

** Hope I did the math right. 


We happened to request around the same time in August 2018. As per my calendar, I shall request it around 10th Feb. to be on the safe side. I am not sure if my timeline resets if declined. 


I requested for CLI and was approved for 9K. HAPPY DAYS!

Discover IT 2.6K | Chase Freedom 1.3K | Capital One Platinum (Secured)
BOA Travel Rewards 7K | Citi Diamond Preferred | Amex Everyday 9K | Mlife Rewards 3.9K

First Credit Card - 11/27/2017 Gardening till 03/27/2020
Starting V3.0: EX ???, EQ 674, TU 689 (12/18/17) | Current V3.0: EX 735, EQ 744, TU 749 (01/21/19)

FICO 8 :

1st Goal FICOs: EX 750, EQ 750, TU 750 (02/19/19)

AAOA 0 Years 11.26 Months
AOOA 1 Years 3.57 Months
Message 11 of 14
Senior Contributor

Re: Today or tomorrow? AMEX CLI

@montegomac
Better than a decline

Congratulations!
GOALS: Garden til DEC 2020 and 800 Club

Scores
APR 2019: EX 787, TU 789, EQ 781
JAN 2019: EX 794, TU 783, EQ 801
DEC 2018: EX 777, TU 783, EQ 799

|| AmX ED $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $15.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX Magnate $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 12 of 14
Regular Contributor

Re: Today or tomorrow? AMEX CLI

When do you start waiting for 181 days I heard it was 61 days so is that just recommended for the first two sets of 61 days then after it turns to 181?

Starting Score: 537
Current Score: 725
Goal Score: 775


Take the myFICO Fitness Challenge








Message 13 of 14
Valued Contributor

Re: Today or tomorrow? AMEX CLI


@Girlzilla88 wrote:

When do you start waiting for 181 days I heard it was 61 days so is that just recommended for the first two sets of 61 days then after it turns to 181?


61 days is when you get the card the first time. After that - it's every 181 days. 



Scores - All bureaus 750 +/-
TCL - Est. $250K
Message 14 of 14