Good valid point @Lou-natic Its a charge card with a week grace period. What's the point in CLI if you can't handle the lower spending power. 🤔🧐
This in a way this falls under EX's Boost type reporting. Isnt worth it. Drop it. Use your cards. Get CB and pay your bills on a monthly basis. So many headaches and weekly stress whats going to be taken out of my account. It will help with billing responsibility.
I agree with @FireMedic1
I'd consider dropping this account and if you need something to build credit consider looking at cap1 cards or a secured card. Discover has one that typically graduates around 7 months.
They only report to transunion for me. 3k limit shows as 0 on my credit report. They sent me an email in December saying they were going to close it if I didn't use it. So used it for a coffee. Pretty useless card. Might as well get a credit card unless you like the weekly payments.
I think they say it can go to monthly payments after a while? Not sure dont use it.