@kdm31091 wrote:This is discussed almost every week and the answer is always pretty much the same. It depends on your wants, needs, goals, and spend. For "good score" purposes most people suggest you shouldn't have less than 3 cards, but if you are not into the whole "reward chasing" and such, having 3 and no more is totally fine in the scoring respect.
I could never have above 6 and even that is pushing the limit for me. My spend isn't high enough to justify it. If you have lowish to moderate spend, you'll find yourself with $10 in rewards across several cards for quite awhile. The more your income and spending is, the more you will reap the benefits of an increased number of cards.
+1
I'd rather have a lot of rewards on two cards (about $50 right now between the two) than $5 on 10 different cards. For me, two cards is fine (although I am planning on my third at the end of this year/early 2016). But for huge spenders, more cards *might* make sense (all depends on the person; my parents have 6 figures income, are huge spenders and only recently got a third bank card).
Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500
You don't have that many cards. I count less than 10 and some models show less than 10 cards a poor risk. Your file just needs time.
Ask Credit Addict about having too many cards with 79 of them. 
