Too much credit denial

red259 · ‎10-07-2013

Some people have been denied for having too much available credit. For people this has occured to, was it for having too much credit with the particular lender your trying to get additional credit from or for having too much available credit from all your different lenders combined?

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

Meltdownblitz · ‎10-07-2013

From my experience in the past its usually just from that lender. What lender/bank told you that?

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red259 · ‎10-07-2013

@Meltdownblitz wrote:
From my experience in the past its usually just from that lender. What lender/bank told you that?

I wasn't denied for that reason, but was just curious in terms of planning out future apps and issues that can arise.

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019