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Both are with credit unions.
@CAnNY wrote:
With my score being up from when I first got my cards in April, is it too soon to ask to have them switched over to unsecured? I only have two cards in my efforts to rebuild. My bk discharge was 2012 and will fall off my report this fall if it matters.
It's ok to ask but don't get down if they say no because you only have 3 months history and they like to see more than that after a major negative financial event
I don't have any first hand experience with secured cards, so take my words with a grain a salt.
From what I've read on the forums, the general advice is to stick with secured for six months, and then app for (different) unsecured. Others have had luck graduating their secured cards into unsecured with the same bank, and thus keeping the same account/history.