...and didn't sink!
Yes another Freedom/CSP/BCP post. Sorry but this may benefit someone else.
This is an UPDATE to a previous thread inquiring about what order I should apply for these cards. I applied online for the Freedom on yesterday and the BCP a few hours later. I was instantly approved for both.
Freedom $6K
BCP $8.5K
Chase pulled TU and EX. AMEX pulled EX only. My UTIL was at 12% across a couple of cards. Prior to applying, I checked my FICO scores. TU was 775. EQ 699. Both lowered by UTIL.
Today, after searching for and reading many of the "CSP Recon" stories on this forum today, I realized I was a pretty ideal candidate (in my humble opinion) for this card and if I needed to recon, I would have a pretty good chance of success. So I bit the bullet and applied. I was instantly approved for $9K!!! Are you kidding me?!! Whoo Hoo!!
By the way, my 11 year old lien remains unpaid. I thought I could pay the state directly but found out the state sold it to a CA and the lien is no longer $576 but $875+. I've had other priorities/obligations but intend to move this debt to the top of the list again.
Thanks to all of you for your advice/tips/ suggestions. This forum is addictive and definitely gave me the courage and equipped me with the knowledge to move forward with improving my credit. I've been enlightened, entertained, encouraged and inspired by your posts. Oh and let me add 'highly DISAPPOINTED' when I've read ALL the posts/threads in the credit card, rebuilding, general credit and even smorgasBoard forums and there aren't any new posts to read! Sooo, I'm forced to wait all of three minutes for someone to share a new story or ask for advice. Lol. How frustrating!
Much success to all.
iPhone. iTypos. iApologize
Current Score: EQ FICO 764 TU FICO 776 EX FICO 753Goal Score: 800