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Took the Freedom/BCP/CSP Plunge...

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Frequent Contributor

Re: Took the Freedom/BCP/CSP Plunge...

Thanks Lexie!

Enharu that's good to know. Wonder if I can accrue enough points for three tickets to Spain next year.

iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 11 of 19
Super Contributor

Re: Took the Freedom/BCP/CSP Plunge...

You definitely can!

Even for non-business or first class redemption, the ccp is still pretty favorable for international tickets. You are getting less for what you could have potentially gotten, but IMO it's still a very good redemption rate. For UA it's bout 65k miles usually for economy international roundtrip, about 120k for business international roundtrip.

The sign-up bonus alone is a nice 40k points to get you started.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 12 of 19
Frequent Contributor

Re: Took the Freedom/BCP/CSP Plunge...

You've really done your homework.

iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 13 of 19
Moderator Emeritus

Re: Took the Freedom/BCP/CSP Plunge...

Congrats!

 

I don't know of any state tax lien that stays longer than 10 years?  Assuming that's what you're referring to, have you checked your state's SOL?

 




        
Message 14 of 19
Frequent Contributor

Re: Took the Freedom/BCP/CSP Plunge...

Hi Revelate. It's an unpaid lien from Georgia (I now reside in Illinois). According to EQ, it can remain up to 15 years unpaid. It fell off TU and EX at the 10 year mark.

iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 15 of 19
Moderator Emerita

Re: Took the Freedom/BCP/CSP Plunge...

EQ is the worse in holding on to stuff! My Ch 13 is off EX and TU but because it was dismissed and not discharged- I have it for 1-1/2 yrs!
Message 16 of 19
Senior Contributor

Re: Took the Freedom/BCP/CSP Plunge...

A big congrats! Very nice cards and awsome limits Smiley Happy

Message 17 of 19
Frequent Contributor

Re: Took the Freedom/BCP/CSP Plunge...

Thanks lg. 

 

The Freedom arrived today and is a Visa Signature. Will have to read through the welcome packet to see what the benefits are.


iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 18 of 19
Senior Contributor

Re: Took the Freedom/BCP/CSP Plunge...

Big congrats!

Message 19 of 19
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