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jessep28 wrote:
I pulled the trigger and signed up for an AMEX Blue Cash Card this evening. Initial credit line of $15,500, which surprised me. I have solid FICO scores (TU 755, EQ 760, EX 774), so I was expecting to be approved, but not with such a generous credit limit for as young as I am (24). This will primarily be used to replace my Citi Dividend Platinum Select card, which has slashed its rebates in the past year. My question is: From reading, it's a love/hate relationship with AMEX. Are there any tips to dealing with them? For my use of the card: 1) This card will be for daily activity 2) It will be paid in full every month Thanks!
jessep28 wrote:
I usually average 600-700/mo, so I don't think meeting the $6500 floor will be a problem, unless I run into a disproportionate number of retailers & vendors who don't take AMEX.
Message Edited by jessep28 on 08-01-2008 09:51 PM
jessep28 wrote:
I'm an accountant and didn't catch that, oops. I added another $100-200 (cell phone bill, etc), so we will see. Cash rewards will still be greater than what I get from Citi, so I guess that's a plus. Still far better than what I get from US Bank on my check card (.25%!).
jessep28 wrote:
I pulled the trigger and signed up for an AMEX Blue Cash Card this evening. Initial credit line of $15,500, which surprised me. I have solid FICO scores (TU 755, EQ 760, EX 774), so I was expecting to be approved, but not with such a generous credit limit for as young as I am (24). This will primarily be used to replace my Citi Dividend Platinum Select card, which has slashed its rebates in the past year. My question is: From reading, it's a love/hate relationship with AMEX. Are there any tips to dealing with them? The card will be used for daily activity and I am a PIF customer. Thanks!
Message Edited by jessep28 on 08-01-2008 09:44 PM