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I have the Total Rewards Visa and I was looking at the redeeming rewards it takes a lot of points to get anything. Anything else anyone redeem for?
I spent about $60,000 on mine in the last three years. About all I got was a complimentary trip to the all-you-can eat salad bar at Harrahs.
@Anonymous wrote:I spent about $60,000 on mine in the last three years. About all I got was a complimentary trip to the all-you-can eat salad bar at Harrahs.
Seems like, ummmm very rewarding for $60K.
I've never heard of this card. Who issues it? What are the earnings rates?
@Anonymous wrote:I spent about $60,000 on mine in the last three years. About all I got was a complimentary trip to the all-you-can eat salad bar at Harrahs.
For that amount of spend I think I would be still there, eating.
I have 4 of the Comenity Visa/MCs. They're mostly 1x pts on everyday purchases and the points earned aren't really worth anything unless you buy from the specific merchant the card is for. Though they are great about giving SP CLIs every 4 mos.--I really don't use mine much any more which is why I haven't bothered to ask for anymore increases lately.
@UpperNwGuy wrote:I've never heard of this card. Who issues it? Comenity/CCB What are the earnings rates? Very lack-luster IMO.
Gift cards for me lol
@UpperNwGuy wrote:I've never heard of this card. Who issues it? What are the earnings rates?
Comenity. The card earns 5x on total reward destination purchases, 2x on gas and groceries, 1x on all other. No one should even consider applying for it unless they really have a use for the TR points, which really translates into dining and hotel stays at TR properties. You can redeem for other things, but if so, you're probably better off with a cash back card.