@GTT wrote:
So you're saying 2% is the base mile points, and if I transfer it to UA, it will be 2% * 1.5 = 3%, plus 7% annual dividend and 10% bonus with chase checking account, then it will win 3%, right?
The actual redemption value depends on what you do. So, you can transfer say 100K UR points to United. You could use those 100K now IUnited points in various ways. Some awards, especially premium cabin international flights can give you high cents per point figures. You could also use them for a set of already cheap coach domestic flights, and get very little value.
As enharu mentioned though, getting the "best" value usually involves a lot of flexibility in your schedule, lots of people are go for similar awards so finding availablity on exact dates (or exact months!) can be tough. With 3% cash back, you don't have that issue and you don't have to book trips to get the value.
