Travel and Specific Credit Limit Increase

[Creditaddict]

Just what discover hands out on the venture.
I received $10k with no pre-qual offer... Anyone that has had an offer I have not seen get less than $15k.
Check the pre-qual... They are your friend to beat guide of cards you can get from each bank

[Anonymous]

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@Creditaddict wrote:
Are you pre-qual for any chase cards?
If you get offer for CSP I would grab that AND Marriott or IHG right after... Both those will be $5k+

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If by pre-qual you mean those annoying letters you get in the mail? No I am not! I am off those mailing lists because I am not constantly hunting for credit just once a year as I make more money and do more things in life  

[Creditaddict]

So your opted out?
You can't go to chase or capitalone.com and click on the check for pre-qualified offers link?

[Anonymous]

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@Creditaddict wrote:
So your opted out?
You can't go to chase or capitalone.com and click on the check for pre-qualified offers link?

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Are these one of the links you are talking about? Yes I am able to fill out this information. 

https://creditcards.chase.com/prequalified-offers 

[Creditaddict]

Yes, does anything come up?

[Anonymous]

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@Creditaddict wrote:
Yes, does anything come up?

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No. They know I opted out. I guess that's good. So applying manually will get a lower limit? 

[Creditaddict]

No, doesn't effect your limit just means you have to cold apply.
CSP is one of the greatest travel cards and since you haven't applied for anything I would start with that one and see what you get and then we can suggest from there

[Anonymous]

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@Creditaddict wrote:
No, doesn't effect your limit just means you have to cold apply.
CSP is one of the greatest travel cards and since you haven't applied for anything I would start with that one and see what you get and then we can suggest from there

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Should I wait until more debt is paid off after my paycheck next week? I have about $2,000 split between two cards but one being Amazon. You know Christmas time. I'll pay off at least one card by that time. 

[Creditaddict]

Just $2k, nah probably wouldn't worry about it and apply

[Anonymous]

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@Creditaddict wrote:
Just $2k, nah probably wouldn't worry about it and apply

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OK Thanks! is it instant or will I get a reply in the mail from them telling me how much they approved me for? I have only done simple cards before..

Never dealt with Chase before.