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Browse credit cards from a variety of issuers to see if there's a better card for you.
If you rent cars often enough (or for long enough) that the rewards on car rentals are a serious factor in getting a card, then I'd focus on Amex and Chase.
Chase: Great rental rewards on CSR/CSP along with rental and other travel insurances.
Amex: Status/discounts from Amex Platinum, Amex offers for car rentals, pay-per-rental car insurance.
I trust Citi with price rewinds and extended warranties on relatively small purchases (<$5k). For anything big or potentially more complicated (like an insurance claim following auto damage) I'd only go with a premium card from Amex or Chase.
But to answer your question, I'd add Costco as a card that includes rentals as a 3% bonus category. "3% cash back on restaurant (including cafes, bars, lounges and fast food restaurants) and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel. " Of course, it requires a membership fee which might not otherwise be worth it to you.
With the Primary car rental coverage, the CSP and CSR outweigh pretty much any rewards you can get out of a card, unless you're comfortable with having your own personal auto insurance handle any claims that may arise while you're in possession of the rental car. LDW for a mid tier car with Avis and Hertz is $40/day! I've likely saved over $1000 in the last couple years just being able to refuse the LDW cost. CSP/CSR primary insurance also covers "loss of use" which is omitted in some secondary coverages and can add up in a hurry if the vehicle is in a major accident.
If you're going to be renting in New Zealand, take a look at the fine print as many cards exclude certain countries and I know I've seen NZ in a few of the lists. Some travel cards that give a bonus on rental cards here in the US may or may not do the same overseas. CSP/CSR are known to give appropriate UR points overseas most of the time. This is ultimately based on how the business codes through Visa.
And yes, Chase codes car rental as travel.
Here's some info on NFCU Flagship.
https://thepointsguy.com/news/navy-federal-flagship-rewards-revamp/
@MrDisco99 wrote:
@OmarR wrote:The UBER Visa is not 4% back on travel. It's 3% back.
And it's not on travel. It's only on hotels and airfare.
Citi Premiere does 3x points on travel, which includes car rentals and even gas.
Hotels & airfare, along with other things, fall under the travel category.
What do you think they fall under?
@Anonymous wrote:Pretty much everything but amex cards (which don't have a travel category--their cards specify categories, such as air, hotel, transit, gas).
https://thepointsguy.com/guide/how-credit-card-issuers-classify-travel-and-dining-purchases/
Can't quite tell if Citi includes it. Their website is of no help getting info...just a lot of "get the Prestige and you can be fancy!" marketing.
The CSR covers primary rental insurance, as well as earns you points. If put off by the annual fee, the smaller AF CSP also does.I
If just trying to stay simple, you may like the Uber Visa. 4% cash back on travel & dining with no AF.
Amex Hilton Aspire has a car rental points category, along with airfare and dining. Whether that applies overseas is another question. Not primary insurance, as noted by others.
@OmarR wrote:
@MrDisco99 wrote:
@OmarR wrote:The UBER Visa is not 4% back on travel. It's 3% back.
And it's not on travel. It's only on hotels and airfare.
Citi Premiere does 3x points on travel, which includes car rentals and even gas.
Hotels & airfare, along with other things, fall under the travel category.
What do you think they fall under?
I think the point is that the Uber Visa doesn't give 3% on things like:
Cruises (Unless they're booked with a travel agency? I'm not clear on the wording)
Parking and tolls
Car rentals
Uber rides (And what's up with that?)
Gas
@wasCB14 wrote:
@OmarR wrote:
@MrDisco99 wrote:
@OmarR wrote:The UBER Visa is not 4% back on travel. It's 3% back.
And it's not on travel. It's only on hotels and airfare.
Citi Premiere does 3x points on travel, which includes car rentals and even gas.
Hotels & airfare, along with other things, fall under the travel category.
What do you think they fall under?
I think the point is that the Uber Visa doesn't give 3% on things like:
Cruises (Unless they're booked with a travel agency? I'm not clear on the wording)
Parking and tolls
Car rentals
Uber rides (And what's up with that?)
Gas
I do understand that.
But to label hotels & airfare as NOT travel is incorrect.