Travel cards questions.

[Anonymous]

I got a question for travel cards I don't really travel a whole lot at least by airplane but when I do I'd like to build some miles you know something basic preferably no AF I don't have a preferred airline or loyalty or anything I was kinda looking at the AA mile up card from Citi but it doesn't have that great of spend categories anyways you guys have any suggestions?

[wasCB14]

I don't think no-AF airline cards are particularly worthwhile. You get the downside of inflexible rewards and a smallish bonus without a good earning rate or any decent perks to make the inflexibility worthwhile.

Better to get something with a ~$100 AF (possibly waived the first year) and a decent bonus (worth $500+). You can always downgrade or close the account if you don't find the AF worthwhile after a year or two. Also, some of the AF cards can bring retention offers to negate the AF.

[Anonymous]

Get a Wells fargo propel for yourself and get a wells fargo visa signature for whoever you trust.

Wide range of categories for up to ~5% earning. No AF.