New to this forum. I am curious if anyone has had this happen to them and what they did about it. When checking out at a major department store, my wife used her store card. The account is in my name. A discount was applied to her purchases and she signed her name for the purchases. Days later a new Master Card arrived in the mail in my name, a bill for the purchases, and I received a myFICO alert telling me that my score was negatively impacted by this. My wife did not realize the discount would cause this, nor what the checkout clerk was doing. She thought she was paying with her store card. Since I was not in the store when this occurred, I was quite surprised to get a credit card in my name, and irritated by the impact on my FICO Score. Thoughts?
