Tried to close my Blaze MC. <sigh>

[Meanmchine]

My Blaze MC is due to hit its 5th year anniversary on the 22nd. I tried last year to close it but the CSR talked me out of it by waiving the $75 AF.  I called today and again tried to close my account and this time, in addition to waiving my AF, she also lowered my APR. At this rate, Ill never be able to close this card

[Anonymous]

Congrats?

[tcbofade]

LOL!  If they're willing to continue to waive the fee, leave it open... it's not hurting anything. 

[Anonymous]

---

@tcbofade wrote:

LOL!  If they're willing to continue to waive the fee, leave it open... it's not hurting anything. 

---

Until you forget about it, miss the renewal, miss the payment, and then get the credit alert.

Just close it and let go of the past and move onto the furture w/o having to even think about Blaze again.

[Anonymous]

When calling isn't working out, try mailing them... I guess

[wasCB14]

---

@Anonymous wrote:

---

@tcbofade wrote:

LOL!  If they're willing to continue to waive the fee, leave it open... it's not hurting anything. 

---

Until you forget about it, miss the renewal, miss the payment, and then get the credit alert.

Just close it and let go of the past and move onto the furture w/o having to even think about Blaze again.

---

OP has great scores and presumably several decent aged cards. It doesn't hurt now, but any benefit must be insignificant.

This isn't some quirky, possibly-useful obscure card. This is garbage by any standard. Save yourself a headache and get rid of it.

[AverageJoesCredit]

Meanie, your my hero! 800 fico scores and rocking a Blaze card!. I would be lighting up the world swiping that baby like no tomorrow. Just Blaze

[joltdude]

Let it go.... That's one card thats still a mess... its done its job.... Every time someone closes a subprime, predatory lender, even if they are sweetening the pot with waiving the Af and such... a credit angel gets their wings.... your scores are fine.. you dont need this hot steaming pile of fecal matter soiling your wallet, your sock drawer, or your CR to be honest... its like Kleenex, you use it and then you throw it away ....

-J

[pinkandgrey]

I’m not sure if I should say I’m sorry or congratulations.... lol 

If you truly don’t want the card, then CLOSE IT. Even if they offer you money lol. 

[AverageJoesCredit]

Jolt, please tell us how you really feel

Lol, but 4 realz Meanie, its ok to blaze it, even i the more than average one eventually closed my Fingerhut , though to be fair hsving a place where my finger could find relaxation from all my Hulk Smashing wouldhave been nice