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Tried to join Alliant...

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injustifiiable
Valued Contributor

Tried to join Alliant...

Made my $10 donation to Foster for Success and then tried to join Alliant Credit Union.

 

Put in all my info and submitted, but then it told me I couldn't join online and would be notified by email after my application's been reviewed!

 

Any idea what could be happening here? Should I call or just wait?

 

TIA!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 7
6 REPLIES 6
visorboy1974
Valued Contributor

Re: Tried to join Alliant...

Call.  Their online app is notoriously wonky.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 7
injustifiiable
Valued Contributor

Re: Tried to join Alliant...


@visorboy1974 wrote:

Call.  Their online app is notoriously wonky.  


Okay...another question too actually...I have two derogs on my EQ..do you think they may have an issue with these????

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 3 of 7
visorboy1974
Valued Contributor

Re: Tried to join Alliant...


@injustifiiable wrote:

@visorboy1974 wrote:

Call.  Their online app is notoriously wonky.  


Okay...another question too actually...I have two derogs on my EQ..do you think they may have an issue with these????


Depends on how old they are.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 4 of 7
ceemee2203
Regular Contributor

Re: Tried to join Alliant...

ETA: Just realized I posted in the wrong thread. LOL.

Current Cards: AMEX Everyday ($15k), AMEX BCE ($20k), Amex Platinum, Arrival ($11.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($6.5k)

2/16 - 864 Fico EQ (CITI); 818 Fico Ex (AMEX)
Message 5 of 7
injustifiiable
Valued Contributor

Re: Tried to join Alliant...


@injustifiiable wrote:

@visorboy1974 wrote:

Call.  Their online app is notoriously wonky.  


Okay...another question too actually...I have two derogs on my EQ..do you think they may have an issue with these????


One is from 2006 (set to fall off any day now, actually), and the other is from 2012...am fighting it right now since it's from Midland and they can't prove I actually owe it...ha.

 

Will give it a couple days...haven't seen an inquiry yet but will check tomorrow.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 6 of 7
09Lexie
Moderator Emerita

Re: Tried to join Alliant...

It took a couple of days for my membership to be processed.  They sent me an email asking for verification docs - idk why my address has been the same for 5 years and my name matched my CR - whatever.  After sending the docs I called and they gave me my membership number. 

 

I would just call to make sure that's all they want....By the way... I did get a call fom them almost 2 weeks later asking me to unfreeze my ChexSystems record. For some reason they do not pull it at the same time. I know it was awhile after because I ad already revived the debit card, checks and welcome packet.   Smiley Frustrated

Message 7 of 7
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