Truliant CU credit cards

[ontop]

Hi folks, After reading nothing but good things about credit unions, I've decided to join one -- Truliant FCU. Does anyone have experience with their credit cards so far? Such as chance of approval, CL generosity ect. I saw that they have 2 kinds: 1)Visa classic with CL 500 - 10,000 2)Visa Platinum 5,000 - 30,000 Thank you for any help,

[ontop]

Updated: I decided to go ahead and go for it, got a phone call from a gentleman with a warm welcome voice within the next day. After some basic verification procedure, he approved me at 1000 CL to start with, which I politely refused. I told him that I will come back and reapply next year to see that I get a higher CL, if my credit profile meet their pre-determined criteria, or else I will keep trying. He agreed!!!

Very nice CU to work with, highly recommended

[tntexans72]

You had a hard IQ, why turned it down? You can keep the card and ask for a CLI in 1yr, cause you will get another pull when you re-apply.

[ontop]

You're absolutely right

I regreted my decision right after the conversation, but I updated the information on here anyway so that other people can know what's going with this CU.

[RockinRay]

You could always call them back and see if the offer still stands. I bet it does!

Then in a year, go for the CLI. Heck, if nothing else, it will add to your AAoA.

Ray

[ontop]

Very good idea Ray,

I was thinking of the same thing, however I was afraid that I will encounter another CSR and get another pull. So I have to live with my mistake. Very big mistake.