Trying to Get Walmart CLI

JWest · ‎05-24-2013

I just opened my walmart card and wanted to know the best route to get a cli do I let the card report a balance or can I just show usage while paying before statement cuts?

jamesdwi · ‎05-24-2013

Use the card, make more than the minimum payment, or PIF, 30-40% UTL on the card isn't a problem, you can still get CLI's I have gotten CLI's with or without balances doesn't matter to them, they just want you to use it

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

asphaltcowboy · ‎05-24-2013

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

asphaltcowboy · ‎05-24-2013

You should probably wait at least 4 to 6 months, from most of the post that I've read they like to some payment history, good luck

Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013

LS2982 · ‎05-24-2013

@JWest wrote:
I just opened my walmart card and wanted to know the best route to get a cli do I let the card report a balance or can I just show usage while paying before statement cuts?

Best way IMO use it, leave a balance and PIF before grace period to avoid interest. Request one every 4 months.

EQ FICO 548 3/3/16

09Lexie · ‎05-24-2013

I've PIF, left a balance and barely used mine ( 4x since Oct). My Cl $700-$1000-$4000

YMMV

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

CribDuchess · ‎05-24-2013

I was approved for my WD in November. At barely 3 months, I was granted a CLI from my initial $3,600 to $10,000. No HP involved. I can't get any love online, I had to call and I recommend that you call. 1-877-379-8173 is the magic number. The best time to call is after regular business hours (i.e. evenings & weekends) as they seem to be more accomodating during those times. Good luck, OP!!

FICOs: TU08 842 EQ08 850 EX08 850

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; Apple Card $20K; BofA Travel Rewards Visa Sig $67.6K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Chase Freedom Unlimited $21.4K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Visa $25K; NFCU Flagship Visa Sig $40K; NFCU More Rewards Amex $30K; PenFed Plat Rewards Visa Sig $50K; Sears MC $10.1K; US Bank Altitude Go Visa Sig $20K; US Bank Cash+ Visa Sig $26K; Wells Fargo Rewards Visa Sig $14K

JWest · ‎05-24-2013

Thank you guys so much for the help since I've just opened a few weeks ago ill use it pif and see if I can grow my 700 starting limit

kevinjjc · ‎05-24-2013

I was able to recon my initial limit of 1,300 CLI'd to 10,000. YMMV. See my old thread:

http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-Discover-approved-amp-initial-CL-recon-success-...

Cheryla18 · ‎05-25-2013

@kevinjjc wrote:
I was able to recon my initial limit of 1,300 CLI'd to 10,000. YMMV. See my old thread:

http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-Discover-approved-amp-initial-CL-recon-success-...

Read your thread. Awesome. I will use the info when i get there

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK