Trying to Raise my utilization %

[Anonymous]

I have a 648 score and want to apply for a new cc but don't want to risk an inquiry if it's going to be no. Any suggestions on a CC with this type of score? My current utilization is about 25% but i wanted to get more CL so that would go down. Any help would be great.

[SpecFile]

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kasowell wrote:

I have a 648 score and want to apply for a new cc but don't want to risk an inquiry if it's going to be no. Any suggestions on a CC with this type of score? My current utilization is about 25% but i wanted to get more CL so that would go down. Any help would be great.

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AMEX Gold Delta Sky Miles

Pulled EX only!

My scores two weeks ago were EX-647

Good Luck!

Message Edited by SpecFile on 08-25-2007 10:23 AM

Message Edited by SpecFile on 08-25-2007 10:26 AM

[Anonymous]

The AMEX Hilton has similar approval criteria as the Delta. More AMEXs means more CL, and if you apply within a few days of each other you'll likely only incur a single EX pull.

And check out some of the friendly CCCs in my sig.

Message Edited by Noah_Bodie on 08-27-2007 05:22 PM

[Tuscani]

Any baddies?

[Anonymous]

No baddies a couple of hiccups last December when I forgot one payment over Christmas.

[Tuscani]

You should be able to get the Amex Delta and Hilton.

[Anonymous]

Try the Hooters Card too!

[Anonymous]

Had a BK in Feb 98 could I still get a Amex Delta or Hilton?

[SpecFile]

I have heard that AMEX is not BK friendly.  But I need to tell you that I recently learned that BKs do not automatically disqualify you from obtaining an AMEX card.  A lot of it depends on whether or not you had an AMEX account included in your BK.

Message Edited by SpecFile on 08-29-2007 05:28 PM