Turn Store credit cards to everything credit cards..

[Anonymous]

Is there anyway to change store credit cards to regular credit cards? (Best buy, home depot, walmart)

[Anonymous]

AFAIK store cards are co-branded and aren't considered for PC to regular cards. Amex however seems to allow PC.

[Anonymous]

The only one I've seen was Saks to Saks WEMC.  The rest you would have to apply for and then close your other card.  I did so with Sam's Club.

[Anonymous]

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@Anonymous wrote:
Is there anyway to change store credit cards to regular credit cards? (Best buy, home depot, walmart)

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Gift cards.

[CreditDunce]

The store / credit card issuer may decide to upgrade your store cards to normal credit cards.  Normally, they will give you the offer and you can accept or decline.  Be sure to check to see if the upgrade will keep the same open date before accepting.   I don't know if the stores you listed, currently offer the upgrades or not.  If they don't offer them now, they could always have a change of policy in a few years.   If the store offers a store card (for poor credit) and a visa/mc card (for good credit), you could always call them and ask if they would be willing to upgrade you. YMMV.

[Anonymous]

Seriously though. The three you mentioned, you can buy gift cards to other retailers or restaurants. HD never turns into a major network card. Best buy, you have to apply and get approved for network version, Walmart appears to be upgradable but takes forever.

[Anonymous]

What about Sears?  My Sears store card has a $6k limit.  It'll be nice to change this to an actual credit card with only a soft pull

[Ghoshida]

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@Anonymous wrote:

What about Sears?  My Sears store card has a $6k limit.  It'll be nice to change this to an actual credit card with only a soft pull

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Completely off topic but what an awesomely cute signature. 

[Anonymous]

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@Ghoshida wrote:

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@Anonymous wrote:

What about Sears?  My Sears store card has a $6k limit.  It'll be nice to change this to an actual credit card with only a soft pull

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Completely off topic but what an awesomely cute signature. 

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Thanks!  She's my baby!

[SunriseEarth]

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@Anonymous wrote:
Is there anyway to change store credit cards to regular credit cards? (Best buy, home depot, walmart)

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Some do, some don't.   We used to see regular posts of Walmart store card being upgraded to Walmart Discover; however, I haven't seen any upgrade posts since Walmart changed their cobranded card from Discover to MC.    I don't know if Best Buy offers this.   Home Depot is strictly a store card, so this won't be able to upgrade.