Two AU added will it help?

[diebadcredit6504]

Just checked my TU and EXP and discover didn't show up but it did on my EQ. i guess they both take longer? Not sure.

[diebadcredit6504]

I just got my TU credit karma update this morning and the my AU discover appeared and my score jump 74 points so my new score is 663. PRETTY AWESOME.

[pr0blumz]

Are you the AU on only the Discover?

[diebadcredit6504]

Yes on my DW discover card. She has it laying around the house and never use it, so I asked her to add me.

[pr0blumz]

The reason I asked was because you mentioned that you were going to stay on the BofA card in a previous post.

[diebadcredit6504]

Yes my wife added me to her BofA CC but it hasn't appeared on either one of my reports but if it hits and lower my score I will remove it.

[pr0blumz]

As mentioned before, that 9k balance is going to increase your utilization which will hinder your max scoring potential.

[diebadcredit6504]

Understand, once it appear I will remove it from my report. My uti is two percent right now.

[pr0blumz]

Oh ok, sounds like a plan!

[diebadcredit6504]

Thanks for the advise. I'm still in the gardening stage. I had the urge to apply for new credit yesterday. I hate standing in the back ground as my wife swipes her CC and I have no credit to swipe. It always cash for me which I don't really have any.. LOL

I love that my wife can use her cards responsable.