Two nice little Amex promos

[wasCB14]

1. I upgraded my BCE to BCP about a month ago. I got an offer for a $0 fee on all Plan It plans created before 9/30. So the $1k tax payment I made to hit minimum spend is now stretched over 18 months at effectively 0%. I'm surprised they offered 6/12/18 months on only $1k, as past plan offers I saw were for usually 3/6/9 months, with fees, for transactions up to $5k. Maybe transaction size isn't a big factor, after all. I also thought that Plan It had been around long enough that $0 plan fee promos were a thing of the past.

2. +2x MRs at Amazon, up to +1500 points. On a BBP, that's 4x MRs on $750 of Amazon spend.

[Anonymous]

Just got the Amazon offer on my Gold as well. 3X points since Gold, but still pretty happy about it.

[Anonymous]

I have the Plan It offer as well.  I tend to ignore them since Amex is a PIF kind of creature for me.  I just keep collecitng the upgrade bonuses.  

It's nice to not have that 0.6x% tacked on though if you're going to use it.

[Anonymous]

Wow that's cool, #1 is really nice! I hope that I can get that offer too, i have a $2K Dentist bill coming up and was planing to put it on my CSP 6.99% promo. But tbhis would be much better.

[CreditInspired]

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@wasCB14 wrote:

1. I upgraded my BCE to BCP about a month ago. I got an offer for a $0 fee on all Plan It plans created before 9/30. So the $1k tax payment I made to hit minimum spend is now stretched over 18 months at effectively 0%. I'm surprised they offered 6/12/18 months on only $1k, as past plan offers I saw were for usually 3/6/9 months, with fees, for transactions up to $5k. Maybe transaction size isn't a big factor, after all. I also thought that Plan It had been around long enough that $0 plan fee promos were a thing of the past.

2. +2x MRs at Amazon, up to +1500 points. On a BBP, that's 4x MRs on $750 of Amazon spend.

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Awesome!

[Anonymous]

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@Anonymous wrote:

Wow that's cool, #1 is really nice! I hope that I can get that offer too, i have a $2K Dentist bill coming up and was planing to put it on my CSP 6.99% promo. But tbhis would be much better.

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That's the problem with Plan-It though. You don't know what terms they will offer for a given purchase until you have already made it. 

[KJinNC]

I added the +2MR/$1 Amazon offer to my Gold Card as well, but still can't justify 3 MRs/$1 over the Amazon Store Card's simple 5% cash back. I'm new to Amex, though, so maybe I'm undervaluing the MR points.

[wasCB14]

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@Anonymous wrote:

Wow that's cool, #1 is really nice! I hope that I can get that offer too, i have a $2K Dentist bill coming up and was planing to put it on my CSP 6.99% promo. But tbhis would be much better.

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[pinkandgrey]

Nice! Congrats on that. I think “creditworthiness” also plays a role in determining available plan lengths. 

[wasCB14]

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@Anonymous wrote:

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@Anonymous wrote:

Wow that's cool, #1 is really nice! I hope that I can get that offer too, i have a $2K Dentist bill coming up and was planing to put it on my CSP 6.99% promo. But tbhis would be much better.

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That's the problem with Plan-It though. You don't know what terms they will offer for a given purchase until you have already made it. 

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The number of months, and the APR-equivalent fee, are unknown before you make a purchase.

But Amex may tell you before the purchase has been made that a no-plan-fee promo is available. The duration options for the plan will be unknown, though.