Two questions..Barclay and Walmart...

[2FixMyCredit]

Barclay: I deposited a check into my bank, written to myself to do some BT's to my Barclay card, my bank says it has already cleared and available to use but it is not reflecting in my Barclay account yet as used.  I'm scared after reading horror stories it will be sent back as returned check or something, should I wait until I see it come out of my Barclay account to use it?

Walmart: If I pay them off completely do you think I will have a better chance of getting a CLI? I have not had much luck otherwise so ran it up high and been letting it report high for a couple months and going to pay eithe completely off or less than 10%.  I've ran about 12k through a 1.5k limit card and they still won't budge, even credit solutions. 

[blk8]

Barclays - It should be safe to use.

Walmart - Have you had the card for 4 months yet?

[2FixMyCredit]

Yes, I've had the card for over 4 months.

[blk8]

Pay it off or make sure its under 10%. Allowing it to report high for several months is a negative indicator that you cannot handle that credit limit.

My Walmart was at a $900 limit last week and I was able to raise it to 3k the other day through credit solutions. I havent used my card for several months now and have only had it opened for 9 months.

[BarryNTexas]

BLK8, what is credit solutions?  My WalMart is $500 limit and have had it over year.  40% utilization and paid off before the holidays but used it to buy gifts.  Will pay off Feb.  I would like to get that one up to $1K.  I have a JCP with GE that is $1900 CL.  Thanks, B in TX