For my many years of experience with US Bank issued credit cards, US Bank has consistently reported the balances existing on my accounts showing the last business day of the month (never and exception for seven years). Out of curosity, I did talk with a Credit Supervisor who confirmed that US Bank utilizes my finding as their standard business practices. Now as has been reported on this forum, it may be of use to adjust one's statement cutoff dates recognizing how US Bank does business. So, I did change some of my credit card cutoff dates to coordinate with US Bank credit reporting methods.
