UFCU $0 BT and 5.9% APR

[Anonymous]

Was doing some reearch and saw thaat University Federal Credit Union has $0 BT and SUPER LOW  APR for accounts.

Can become a member with a 25dollar savings account and 5 dollar checking . No monthly fees anywhere.

Thought this might help some people somewhere.

[Anonymous]

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@Anonymous wrote:

Was doing some reearch and saw thaat University Federal Credit Union has $0 BT and SUPER LOW  APR for accounts.

Can become a member with a 25dollar savings account and 5 dollar checking . No monthly fees anywhere.

Thought this might help some people somewhere.

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Good post! Thanks for the tip! Many on the forum are credit union fans.

[ScoreOrBeScored]

Any GP's ?????

[Themanwhocan]

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@Anonymous wrote:

Was doing some reearch and saw thaat University Federal Credit Union has $0 BT and SUPER LOW  APR for accounts.

Can become a member with a 25dollar savings account and 5 dollar checking . No monthly fees anywhere.

Thought this might help some people somewhere.

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Did you have to join some organization, like the Longhorn Foundation?

Oh, and the APR is now 6.15%

[Anonymous]

Hey theman,

Here is the site that i am looking at for the card rate and it has it still at 5.9 https://www.ufcu.org/personal/cards/great-rate

Also according to the  veribage of the site no, just the limitaitons i posted earlier, 25dollars for a savings account (no fee) and 6 dolalrs in a checking account (no fee)

I have been looking around on the site to see about SP or HP for membership but not sure yet. Most CU have a HP from my experience but still trying to verify.

[RonM21]

Good data point, and maybe another option for some people to use or consider, along with more of the known ones.

[Anonymous]

 I love adding new sources, possible new 'girl' to date

The 5.9% great but even for weaker profiles...the numbers are not HORRIBLE at all

https://www.ufcu.org/personal/cards/great-rate

A lot of 'average' credit worthy folks would kill for 10.90% and a 8.9% isn't a bad landing spot

for 'losers' that can't get the top spot!

You can bet I'll be on the phone in the a.m. finding out what the stips are for each tier....

'We' just need somebody to find out how generous the CL's are......any takers?

[Themanwhocan]

They haven't updated their web site. Kinda like how I haven't updated my low APR credit card chart...

But the important part is not where they mention the old 5.9%, but where they mention the rate starts at Prime + 2.65% and since the Prime Rate increased to 3.5% that means the current rate starts at 6.15%

[Themanwhocan]

I don't suppose someone wants to try out some of these credit unions, like Bourns... the APRs listed are likely to be 0.25% higher than listed.

[baller4life]

Awesome list!!