UGH, Plat fraud! Kudo's to Navy fraud Dept!!

[AverageJoesCredit]

@MAZDA3 , Pizza wasnt be defensive its just, well, did you ever see what happens when Pizza meets Lonestar?

[MAZDA3]

Perception is reality.

[Remedios]

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@MAZDA3 wrote:
Perception is reality.

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Why so defensive...

[gdale6]

A reminder to all: Comments must be FSR there is no other way here on myFico. Thanks for your understanding.

[Anonymous]

Just had the same thing happen to me. They also woke me up with the text at like 5:30 am. Had a new plat card the next day!

[Anonymous]

Y’all got me nervous and since I have BTs on my Platinum, I went and froze the card and while I was in the app I froze my cashRewards too for now. It’s a bit odd that this is happening with NFCU accounts. Maybe it’s an exposure thing given NFCU’s mammoth size and mammoth following on here but better safe than sorry. 

[MAZDA3]

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@Anonymous wrote:

Y’all got me nervous and since I have BTs on my Platinum, I went and froze the card and while I was in the app I froze my cashRewards too for now. It’s a bit odd that this is happening with NFCU accounts. Maybe it’s an exposure thing given NFCU’s mammoth size and mammoth following on here but better safe than sorry. 

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Keeping cards frozen with lenders that offer that feature is a wise choice. If you do not have any recurring charges on those cards then you are saving yourself the time of checking all of your accounts every day. Seems like a waste of time when the freeze feature works. All the heavy hitters (Chase, Citi, Amex, maybe BofA I don’t remember, NFCU) offer this valuable service.

Can you imagine how many fewer threads there would be?

[Anonymous]

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@MAZDA3 wrote:

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@Anonymous wrote:

Y’all got me nervous and since I have BTs on my Platinum, I went and froze the card and while I was in the app I froze my cashRewards too for now. It’s a bit odd that this is happening with NFCU accounts. Maybe it’s an exposure thing given NFCU’s mammoth size and mammoth following on here but better safe than sorry. 

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Keeping cards frozen with lenders that offer that feature is a wise choice. If you do not have any recurring charges on those cards then you are saving yourself the time of checking all of your accounts every day. Seems like a waste of time when the freeze feature works. All the heavy hitters (Chase, Citi, Amex, maybe BofA I don’t remember, NFCU) offer this valuable service.

Can you imagine how many fewer threads there would be?

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As long as the lender doesn’t think it’s sketchy or remove it after some time -I checked NFCU specifically and theirs will stay indefinitely and I know Disco does too but policy could differ with other banks.