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UPDATE: CCs that still have Cell Phone Protection?

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Frequent Contributor

UPDATE: CCs that still have Cell Phone Protection?

Hey Folks

 

Curious what CC everyone is using for their cell bills and why (protection? CB?)

 

Follow up: Does Google FI trigger the insurance? I've heard mixed reviews on here.

 

UPDATE: I had no idea this was going to be such a popular subject. Thanks to all. So through all of the research I've done since posting it almost looks like the WF Propel may be the best option. 3x on the bill + 600$ in protection with 25$ deductable. It didn't say sell bill triggers the 3x but a friend told me her Boost Mobile bill triggers it soooo maybe but likely YMMV.

AMEX CS Plat | NSL -- Chase Freedom | $19,000
AMEX Gold | NSL -- Citi Double Cash | $10,000
AMEX HH NAF | $1,000 -- Uber Visa | $5,000
CSR | $29,000 -- USAA Plat | $8,000
USAA AMEX | $23,000
Message 1 of 48
47 REPLIES 47
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Epic Contributor

Re: CCs that still have Cell Phone Protection?


@CBartowski wrote:

Hey Folks

 

Curious what CC everyone is using for their cell bills and why (protection? CB?)

 


Good Question?

 

As I forgotSmiley Tongue Could Be WF Propel or NFCU Flagship .. I will check and update.

 

Edit: looks Like I am using the US Bank Cash+ ,

I do not believe it has "protection" but I get 5% back on the bill.  ..LOL

 

Paid for the phone outright, and use pre-paid service, pay for the whole year in advance.

Message 2 of 48
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Frequent Contributor

Re: CCs that still have Cell Phone Protection?

Thanks! I'm pretty sure the Propel has it. I know UberCC has it too (secondary) and a few others but there has to be more than the 5ish I know of haha.

AMEX CS Plat | NSL -- Chase Freedom | $19,000
AMEX Gold | NSL -- Citi Double Cash | $10,000
AMEX HH NAF | $1,000 -- Uber Visa | $5,000
CSR | $29,000 -- USAA Plat | $8,000
USAA AMEX | $23,000
Message 3 of 48
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Frequent Contributor

Re: CCs that still have Cell Phone Protection?

SDFCU Visa Signature. I am currently with SDFCU for 2% cash back plus phone insurance.
Navy Federal cards - I think all? Definitely the cash rewards.
Message 4 of 48
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Frequent Contributor

Re: CCs that still have Cell Phone Protection?

HSBC has cell phone protection.  Not sure if it's on all cards, but it's on my old Platinum Rewards MC.


Message 5 of 48
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Super Contributor

Re: CCs that still have Cell Phone Protection?


@minski wrote:
SDFCU Visa Signature. I am currently with SDFCU for 2% cash back plus phone insurance.
Navy Federal cards - I think all? Definitely the cash rewards.

I have SDFCU Secured Card. I wonder if it would cover the phone insurance. I'll call them tomorrow and find out.

Gardening since 08/2020
Message 6 of 48
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Epic Contributor

Re: CCs that still have Cell Phone Protection?


@minski wrote:
SDFCU Visa Signature. I am currently with SDFCU for 2% cash back plus phone insurance.
Navy Federal cards - I think all? Definitely the cash rewards.

Navy Federal cards with Cell phone protection GoRewards,CashRewards,

The Flagship (even the secure card nRewards)

 

.. None on The MoreRewards Amex

Message 7 of 48
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Frequent Contributor

Re: CCs that still have Cell Phone Protection?


@M_Smart007 wrote:

@minski wrote:
SDFCU Visa Signature. I am currently with SDFCU for 2% cash back plus phone insurance.
Navy Federal cards - I think all? Definitely the cash rewards.

Navy Federal cards with Cell phone protection GoRewards,CashRewards,

The Flagship (even the secure card nRewards)

 

.. None on The MoreRewards Amex


I was just looking at Navy Fed when you posted. That is tempting. I'm with them but no current cards. 

 

Thanks!

AMEX CS Plat | NSL -- Chase Freedom | $19,000
AMEX Gold | NSL -- Citi Double Cash | $10,000
AMEX HH NAF | $1,000 -- Uber Visa | $5,000
CSR | $29,000 -- USAA Plat | $8,000
USAA AMEX | $23,000
Message 8 of 48
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Epic Contributor

Re: CCs that still have Cell Phone Protection?


@Curious_George2 wrote:

HSBC has cell phone protection.  Not sure if it's on all cards, but it's on my old Platinum Rewards MC.


I think that is something they just added?, I have (2) HSBC cards (Premier World & Cash Rewards)

and did not notice at first. I just looked, they both have it.

Message 9 of 48
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Super Contributor

Re: CCs that still have Cell Phone Protection?

Don't forget your $20 monthly credit on Schwab.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 10 of 48
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